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Active Contingent
$399,999
/mo Edit
Multi-family:  Duplex Up and Down
Built 1912
3,129 sqft0.12 acres
St. Paul schools
MLS# 6528741
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    Property Description

    Great investment or owner-occupied opportunity! This exquisite duplex offers the perfect blend of classic charm and modern convenience in the heart of West Seventh. Boasting two spacious units, Unit 1 offers 3 beds/1 bath, while Unit 2 spans two levels with 3 beds/2 baths, providing ample space and flexibility for residents. The top-level of unit 2 offers separate living potential w/ bath + kitchenette! Natural light floods both units through large windows and new skylights upstairs, creating a warm and inviting ambiance. You'll appreciate the original woodwork that adds character and charm. Plus, enjoy modern upgrades including central AC, an oversized two-stall garage, upgraded plumbing, and a new roof with skylights, ensuring peace of mind for years to come. Conveniently located near local parks, Trader Joe's, and a plethora of popular restaurants. Whether you're seeking a lucrative investment or a comfortable home with additional rental income, 887 James Ave delivers on all fronts!

    Listing

    Contingency: Inspection
    Price per sq ft: $128
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 55102
    Neighborhood/Area: West Seventh
    Subdivision Name: Michel & Robertsons Add

    Interior

    Living Area: 3,129 ft2
    Ranges: Two
    Refrigerators: Two
    Basement Details:
    • Storage Space
    • Unfinished

    Exterior

    Stories: More Than 2 Stories
    Garage Spaces: 2
    Garage Dimensions: 22x24
    Garage Size: 568 ft2
    Foundation Size: 1,152 ft2
    Fencing: Partial
    Handicap Accessible: None
    Heating System: Forced Air
    Parking Features: Detached
    Road Frontage: City Street
    Exterior Material: Brick/Stone
    Roof Details: Asphalt

    Lot & Land

    Acres: 0.12
    Geolocation: 44.928009, -93.137542
    Lot Dimensions: 40 x 127
    Zoning: Residential-Multi-Family
    Lot Description: Public Transit (w/in 6 blks)

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Gross Expense: $1,036
    Annual Trash Expense: $336
    Annual Water/Sewer Expense: $704
    Tenant Expenses: Electricity

    Financial & Taxes

    Tax Year: 2024
    Annual Taxes: $6,026
    Lender-owned: No
    Assessment Pending: Unknown
    Taxes w/ Assessments: $6,362

    Income

    Annual Gross Income: $37,800

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    651-253-2144
    Jason & Kim Stone
    Branch Manager & Co-Branch Manager
    Fairway Mortgage    NMLS#1018649
    Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.

    Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.

    Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
    It would be our pleasure to assist you with your home purchase!

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    Listing provided by RMLS, courtesy of Realty Group LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.